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    <title><![CDATA[Go Insurance Rates: Home Insurance]]></title>
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    <description><![CDATA[The latest home insurance rates, information and news]]></description>
    <pubDate>Fri, 12 Mar 2010 15:19:44 -0600</pubDate>
    <managingEditor>info@gobankingrates.com</managingEditor>
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      <title><![CDATA[Insurance Information Institute Says Property Damage May be Tax Deductible for 2009]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/insurance-information-institute-says-property-damage-may-be-tax-deductible-in-2009/</link>
      <description><![CDATA[A recent report explains that taxpayers who suffered loss of personal property that was not entirely covered  in 2009 may be eligible for tax deductions.]]></description>
      <pubDate>Thu, 11 Mar 2010 06:01:45 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[The National Flood Insurance Program Has Been Extended]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/the-national-flood-insurance-program-has-been-extended/</link>
      <description><![CDATA[President Barack Obama has signed a measure into law that would extend the National Flood Insurance Program through March 28.]]></description>
      <pubDate>Thu, 04 Mar 2010 06:36:35 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Insurance Institute Says Winter Storms Total $1 Billion in Annual Property Damage]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/insurance-institute-says-winter-storms-total-1-billion-in-annual-property-damage/</link>
      <description><![CDATA[The Insurance Information Institute (I.I.I.) says winter storms cause $1 billion in annual property damage on the east coast.]]></description>
      <pubDate>Fri, 12 Feb 2010 06:22:00 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[How Renters Can Protect Themselves from Death and Destruction]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/death-and-destruction-for-renters/</link>
      <description><![CDATA[Renters are at risk of having their property destroyed, damaged or stolen. Since the average renter has $30,000 in material possessions, paying a small premium of $12 can be a smart move.]]></description>
      <pubDate>Tue, 09 Feb 2010 17:38:37 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[FEMA Says It's Time to Sign Up for Flood Insurance]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/fema-says-its-time-to-sign-up-for-flood-insurance/</link>
      <description><![CDATA[With recent reports from the National Weather Service that flooding is a strong possibility in various parts of the country, FEMA is saying that it's time to sign up for flood insurance now. Because of the steps it takes to secure the insurance coverage, ...]]></description>
      <pubDate>Mon, 08 Feb 2010 06:57:13 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[The Top 5 Most Expensive States For Home Insurance]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/the-top-5-most-expensive-states-for-home-insurance/</link>
      <description><![CDATA[Home insurance premiums vary in each state depending - see which state has the highest home insurance premiums. ]]></description>
      <pubDate>Mon, 08 Feb 2010 06:31:24 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[68% of Homeowners Use Risky Heating Sources, Survey Says]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/68-of-homeowners-use-risky-heating-sources-survey-says/</link>
      <description><![CDATA[Alternative heating sources include fireplaces, wood burning stoves and space heaters may lower your heating costs but leave you at risk - see why.]]></description>
      <pubDate>Mon, 01 Feb 2010 06:13:54 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[FEMA's New Floodplain Map Strikes Again]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/femas-new-floodplain-map-strikes-again/</link>
      <description><![CDATA[Southern California residents were recently hit with new expectations to purchase flood insurance due to FEMA's new floodplain map, and it appears that now some Michigan residents will be on the hook as well.]]></description>
      <pubDate>Mon, 25 Jan 2010 07:44:16 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Insurance Information Institute Warns Drivers about Earthquakes and Auto Insurance]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/insurance-information-institute-warns-drivers-about-earthquakes-and-auto-insurance/</link>
      <description><![CDATA[The Insurance Institute is recommending that individuals look into earthquake insurance policies in light of the recent Haiti earthquake.]]></description>
      <pubDate>Thu, 21 Jan 2010 07:29:30 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[The Basics of Home Mortgage Insurance]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/basics-home-mortgage-insurance/</link>
      <description><![CDATA[Home mortgage insurance - not to be confused with home insurance - is required for people who cannot afford to put down 20% on their home loan.]]></description>
      <pubDate>Wed, 20 Jan 2010 09:24:45 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[How Winter Damage Can Hurt Your Property]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/winter-damage-hurt-your-property/</link>
      <description><![CDATA[Learn more about how the winter season can be potentially damaging to your home, and how you can prevent it.]]></description>
      <pubDate>Tue, 19 Jan 2010 09:06:11 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Are Water Pipes Covered by Your Home Insurance?]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/frozen-pipes-and-home-insurance/</link>
      <description><![CDATA[Learn more about how you can protect your home from bursting water pipes - prevention methods and tips inside.]]></description>
      <pubDate>Mon, 18 Jan 2010 08:53:14 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[State Farm Looks to Increase Average Homeowners Insurance Premiums 19.1%]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/state-farm-looks-to-increase-average-premiums-191/</link>
      <description><![CDATA[If you're a homeowner living in Louisiana with a State Farm Fire &amp; Casualty Co. policy, you could see your premium jump as high as 19.1 percent this year. That's according to the Department of Insurance, which recently granted the insurer the right to...]]></description>
      <pubDate>Mon, 18 Jan 2010 07:56:32 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Fireproofing Your Home]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/fire-proofing-your-home/</link>
      <description><![CDATA[Learn more about how you can fireproof your home inside and out, and common mistakes people make that lead to fires!]]></description>
      <pubDate>Fri, 15 Jan 2010 10:46:27 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Some Residents in Southern California Get Flood Insurance Mandate Lifted]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/some-residents-in-southern-california-get-flood-insurance-mandate-lifted/</link>
      <description><![CDATA[FEMA has drawn up a new flood map that has lifted a flood insurance mandate - find out how you may be affected.]]></description>
      <pubDate>Thu, 14 Jan 2010 07:09:34 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[What's Covered in a Home Insurance Policy?]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/whats-covered-in-a-home-insurance-policy/</link>
      <description><![CDATA[Understanding what is and is not covered in a homeowner insurance policy is important if you own a home. This infographic will explain to you the details. ]]></description>
      <pubDate>Wed, 13 Jan 2010 10:24:41 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Insurers Get Sued Over Chinese Drywall Issue]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/insurers-get-sued-over-chinese-drywall-issue/</link>
      <description><![CDATA[If you live in a home or condominium that was built after 2000, it's a good idea to contact the Chinese Drywall Complaint Center for more information, especially if you've been having severe respiratory problems, with nose bleeds and headaches.]]></description>
      <pubDate>Mon, 11 Jan 2010 07:55:32 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[FEMA Forcing Southern California Homeowners to Buy Flood Insurance]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/fema-forcing-southern-california-homeowners-buy-flood-insurance/</link>
      <description><![CDATA[Many Southern California residents are required to pay for flood insurance due to FEMA's update on flood maps - are you affected?]]></description>
      <pubDate>Thu, 07 Jan 2010 07:19:11 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Insurance Agents and Brokers Offer Winter Home Safety Tips]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/insurance-agents-and-brokers-offer-winter-home-safety-tips/</link>
      <description><![CDATA[If you own a house - it's important to know some helpful tips to keep your house from damages, here are some help tips from the insurers.]]></description>
      <pubDate>Wed, 06 Jan 2010 07:10:25 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Housing Data Good News for Mortgage Insurance]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/housing-data-good-news-for-mortgage-insurance/</link>
      <description><![CDATA[Mortgage insurers saw a leap in demand after the National Association of Realtors (NAR) released a report on Tuesday, Dec. 22. The report released better-than-expected home sales and increased hope that the sector wouldn't suffer as heavy a loss as once thought from millions of defaults and foreclosures.]]></description>
      <pubDate>Tue, 29 Dec 2009 07:00:34 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Study Shows Homeowner Insurance Claimants Less Satisfied Than Auto Insurance Claimants]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/study-shows-homeowner-insurance-claimants-less-satisfied-than-auto-insurance-claimants/</link>
      <description><![CDATA[If you're a homeowner and you're not satisfied with how your home insurance is process you're not alone. A study by  J.D. Power and Associates has the numbers.]]></description>
      <pubDate>Thu, 24 Dec 2009 10:37:18 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[New Advocacy Group Looks to Help Chinese Drywall Victims]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/new-advocacy-group-looks-to-help-chinese-drywall-victims/</link>
      <description><![CDATA[In October, we reported on a group of homeowners who had been dropped - or threatened - by their insurance companies because they'd submitted claims for faulty Chinese drywall in their homes. ]]></description>
      <pubDate>Tue, 22 Dec 2009 07:00:12 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[FEMA's New Flood Insurance Plan Revealed]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/femas-new-flood-insurance-plan-revealed/</link>
      <description><![CDATA[A new plan to has been released by FEMA that is said to hopefully rescue flood plain dwellers from high insurance premiums.]]></description>
      <pubDate>Mon, 21 Dec 2009 07:00:00 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[NAMIC Seeks Property Casualty Insurance Exclusion from Financial Regulation]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/namic-seeks-property-casualty-insurance-exclusion-from-financial-regulation/</link>
      <description><![CDATA[The National Association of Mutual Insurance Companies (NAMIC) is hoping that property casualty insurance companies can be excluded from new legislation that would require an agency to oversee some financial institutions.]]></description>
      <pubDate>Tue, 15 Dec 2009 14:17:53 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Is Green-Proofing Your Home Worth It?]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/green-proofing-your-home-worth-it/</link>
      <description><![CDATA[Learn more about how you can make your house more green, and whether or not it will save you money in the long run.]]></description>
      <pubDate>Mon, 14 Dec 2009 10:24:13 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Don't Let Your Home Insurance Go to the Dogs]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/dont-let-your-home-insurance-go-to-the-dogs/</link>
      <description><![CDATA[Certain breeds of dog will warrant higher home insurance rates or cause a denial of coverage if it attacks a human.]]></description>
      <pubDate>Thu, 10 Dec 2009 11:47:46 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Chinese Drywall Victims Get Help with Homeowners Insurance]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/chinese-drywall-victims-get-help-with-homeowners-insurance/</link>
      <description><![CDATA[numerous homeowners in a few Southern states had been or were in threat of being dropped from their homeowners insurance policies because they'd reported to their insurance companies that the Chinese drywall in their homes needed repairs. Now the insurance commissioner in Louisiana is now stepping up to help homeowners who have no other way to pay for their dry wall damages.]]></description>
      <pubDate>Fri, 04 Dec 2009 08:23:28 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[The Truth Behind Hurricane Insurance    ]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/the-truth-behind-hurricane-insurance/</link>
      <description><![CDATA[Learn more about how hurricane insurance really works, and what you need to be careful of even if you have home insurance.]]></description>
      <pubDate>Thu, 26 Nov 2009 09:52:23 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Homeowners Insurance Rate Increase Ok'ed]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/homeowners-insurance-rate-increase-okd/</link>
      <description><![CDATA[Home insurance prices are set to increase even higher with recent approval to increase the Florida's windstorm coverage.]]></description>
      <pubDate>Tue, 24 Nov 2009 08:40:38 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Homeowners Paying too Much for Insurance]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/homeowners-paying-too-much-for-insurance/</link>
      <description><![CDATA[Homeowners in Massachusetts have been paying too much for their homes since the recession, yet had no idea about it.</strong> Now, a consumer advocacy group is urging homeowners to make sure their policies reflect their current home values.]]></description>
      <pubDate>Thu, 19 Nov 2009 07:00:21 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Study Shows Homeowners Missing Out on Insurance Discounts]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/study-shows-homeowners-missing-out-on-insurance-discounts/</link>
      <description><![CDATA[A new study released in Nov. 2009 showed that Americans are not utilizing all of the discounts available to them when it comes to their homeowner and auto insurance. The study was released by the Independent Insurance Agents &amp; Brokers of America (IIAB...]]></description>
      <pubDate>Mon, 16 Nov 2009 04:19:37 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[How to Spend Your Home Insurance Claims Check]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/spend-home-insurance-claims-check/</link>
      <description><![CDATA[Learn more about the creative ways you can spend your home insurance claims check.]]></description>
      <pubDate>Wed, 04 Nov 2009 14:56:00 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Average Home Insurance Payments by State]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/average-home-insurance-payments-by-state/</link>
      <description><![CDATA[Find out how much people paid on average per state for home insurance coverage.]]></description>
      <pubDate>Tue, 27 Oct 2009 09:57:35 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Lobbyists Propose 10 Percent Property Insurance Rate Hike]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/lobbyists-propose-10-percent-property-insurance-rate-hike/</link>
      <description><![CDATA[In Florida, the battle for funding for state-provided property insurance has resulted in lobbyists pushing for a 10 percent across-the-board rate increase. The increase requests comes from insistence that Florida insurance regulators are failing in their duties to ensure the proper funds sit in an insurance fund in the event that a major wind storm does more damage to the already vulnerable area.]]></description>
      <pubDate>Thu, 22 Oct 2009 07:00:50 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Insurance Companies Drop Drywall Victims]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/insurance-companies-drop-drywall-victims/</link>
      <description><![CDATA[Some homeowners are upset after learning that they'd been threatened cancellation by their insurance companies for simply for filing a claim. The claims filed were related to property damage as a result of drywall imported from China.]]></description>
      <pubDate>Mon, 19 Oct 2009 08:38:38 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Nationwide Drops 60,000 Florida Homeowners Policies]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/nationwide-drops-60-000-florida-homeowners-policies/</link>
      <description><![CDATA[Some Florida homeowners may soon be out of insurance coverage as one of the state's largest providers has given some policyholders the ax. ]]></description>
      <pubDate>Mon, 12 Oct 2009 09:01:55 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Customer Satisfaction with Home Insurance Rises]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/customer-satisfaction-with-home-insurance-rises/</link>
      <description><![CDATA[For the first time in 5 years, customer satisfaction with home insurance increases dramatically. This is according to a recent survey from J.D. Powers and Associates.]]></description>
      <pubDate>Wed, 07 Oct 2009 07:00:09 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Federal Flood Insurance Program Receives 1-Month Extension]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/federal-flood-insurance-program-receives-1-month-extension/</link>
      <description><![CDATA[On September 30, 2009, the Senate passed a temporary 31-day extension of the Federal Flood Insurance Program (NFIP), which was set to expire on that day. Now, the program, which issues flood insurance to homeowners in and around flood plains, will expire on October 31, 2009.]]></description>
      <pubDate>Tue, 06 Oct 2009 06:32:20 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Insurance Break for Post-Hurricane Katrina Home Renovations]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/insurance-break-for-post-hurricane-katrina-home-renovations/</link>
      <description><![CDATA[If you own a home in Louisiana, you can take advantage of insurance and tax breaks by taking on home renovations that comply with statewide building standards enacted after Hurricane Katrina. Luckily, these renovations can not only help you save money in the long-run, but also protect your home from future wind and water damage.]]></description>
      <pubDate>Fri, 02 Oct 2009 07:00:08 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Georgia Residents Learn Their Homeowners Insurance Doesn't Cover Floods]]></title>
      <link>http://www.goinsurancerates.com/home-insurance/georgia-residents-learn-their-homeowners-insurance-doesn-t-cover-floods/</link>
      <description><![CDATA[After being hit with life-threatening floods in September 2009, many Georgia residents called their insurance companies to place claims only to realize that floods were not covered in their policies. This news was a major blow to homeowners who simply were unaware that they were not paying for flood coverage in their monthly premiums.]]></description>
      <pubDate>Wed, 30 Sep 2009 07:00:26 -0500</pubDate>
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